Better banking
for nurses

Get paid instantly

with On-Demand Pay

Save thousands

on student loans

Earn more

with personalized job recommendations
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No fees

Checking Account + Debit Card. No monthly fees, no foreign transaction fees. 60,000+ fee-free ATMs at stores near you, like Walgreens, CVS, and 7-Eleven. Out-of-network fees apply.
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On-Demand Pay

When you finish a shift, you can cash out a portion of that day’s income which will be transferred instantly to your Lume bank account. You can cash out at any time, and there’s no fee to do so.
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Student Loan Repayment Savings

Users save thousands of dollars and when they set up an account with Lume and pay down their student loans through our app.
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Retailer Discounts

Lume partners with special retailers to offer exclusive discounts to nurses. The discount will be automatically applied when you use the Lume debit card.
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Security & Support

Lume uses secure processes to protect your information and help prevent unauthorized use. Your funds are FDIC insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC. If you need help, Lume's support channels are standing by 24/7.
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Personalized Job Recommendations

Lume members get access to personalized recommendations to top-paying jobs. Helping nurses make more money by bringing transparency into the employment process is just another way we’re helping you build financial wellness.
coming soon